In order to "grab money," I visited four major banks, Citigroup, and JP Morgan Chase.

Have you ever been defeated by the lack of money and dignity? At this time, have you ever had the urge to rob the bank? So, let’s take a look at the banks in Beijing and the banks in New York which are the easiest to start...

In this paper, 5589 words, about 7 minutes to read. Read in minutes.

Deng Linjie

I have the urge to rob the bank twice, once in Beijing and another in New York.

Before the age of 23, like most people, I kept the relationship with the bank to save money and withdraw money. In this relationship, I am very accommodating to the bank, especially when facing the ATM machine, I even listened to it, otherwise the bank The card and I will be swallowed together.

Until two years ago I received a graduate offer from a university in New York. At that time I was a senior. Everything around me drives me to study abroad, but because of family issues, I know more about the world. When I entered the world's top art schools with outstanding results, everyone said that this is a very promising child. And myself, I think so. Until I was tortured by dignity, I was lost.

In the face of 700,000 tuition fees for going abroad, I can only get 200,000 yuan at home and 500,000. Standing on the streets of Beijing, I panicked my legs.

After seeing the ad in Zhongguancun 000,931 bank loan, shares attending the subway station, I went to consult major banks loan programs. A bank asked a bank, but today, I will come back tomorrow. In my relationship with the bank, I will always run out of the famous.

However, my fighting spirit did not touch anyone, but it provoked the security guard of the bank.

I haven't had time to pick up the number in the queue and I was shouted by the security guard of the electric baton: "How come you are, go out! Didn't you tell you yesterday? Your school is not on the prescribed list, and your school students can't. Applying for the Study Abroad Fund. It’s useless again, hurry out!”

In the face of the study abroad fund in the bank is to want and can not, in the face of the difference of 500,000 to achieve the dream of going abroad, I do not want to give up.

What should I do? The movie gives the answer.

In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Yes, grab the bank.

A paper Offer has grown my ambitions. I used to be afraid of being ridiculed by others. I am afraid that I have no money to go abroad. I looked at the bank building across the street, which seemed to be the first time I seriously observed the bank's buildings.

BUT........ How can the plot in the US drama be applied to real life?

Staring at the bank building for a long time, it will not work. This is really awkward... there is no fire in my heart. "Singularity" debater Jiang Sida once expressed this state of mind on the show. (You should reach this level when you double "11".)

In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Can't grab the bank, then we are oh..... No, I take stock of the major bank headquarters I have seen. All aesthetics, all look at the mood.

2

The first to bear the brunt is the Bank of China 601988, a diagnostic stock .

Lei Ren Index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Cultural index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Mystery index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

As the name suggests, as the bank's boss, it is also the most striking bank building on Chang'an Street. Designed by IM Pei and his son. With 15 floors above ground and 4 underground floors with a building area of ​​170,000 square meters, it is one of the largest bank buildings in the world. It broke ground in 1996 and was completed in 2001. It lasted for five years.

The dome at the doorway looks like a scalp in the barbershop. If you follow the washing and blowing, this aesthetic is really incredible.

Designer Bei Yuming once said, "Chinese architecture should have the performance of ancient Chinese culture in Beijing. However, this problem is very difficult to do because the ancient Chinese architecture is not so high. So the new one can't be hard, give it Add a Chinese-style top. Like the Times Square Building, I will not do it by putting a little roof and wearing a small hat."

So it is good to have a small hat to spare.

The Hong Kong Bank of China Building, designed by IM Pei, is a direct landmark in Hong Kong, creating a new landmark in Hong Kong and expressing the ambitions of the Bank of China. However, under the Imperial City, the BOC headquarters building cannot grow into the sky like the Bank of China Tower.

How to design a Beijing Zhongyin Building with a building area of ​​170,000 square meters on Chang'an Street under the control of the height of the building in Beijing, and realize the integration of art, history and architecture. This adds great difficulty to the designer.

The only way to build such a grand building in the heart of Beijing and avoid clumsiness and monotony is to have a large space garden in the center of the building. This garden is the lobby of the Bank Building, the Four Seasons Hall. There is a verdant bamboo in the west and north sides of the hall to achieve the integration of architecture and nature.

Between the two bamboo forests, there is a landscaped pool of landscapes. A pool of still water is a sign that the Bank of China's financial resources are stable.

Industrial and Commercial Bank of China 601398, diagnostic stock

Lei Ren Index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Cultural index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Mystery index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

ICBC is currently the largest commercial bank in China. It is located at No. 55 Fuxingmen Inner Street. It has 11 floors above ground and 3 underground floors with a building area of ​​96,000 square meters. It started in 1984 and was completed in 1988.

It consists of a square building and a circular building, meaning “the place of heaven and earth”. It not only shows that ICBC belongs to the "local" but also belongs to the "world", and fully demonstrates the domineering of the universe.

The main body of the building is a metal frame, and a large number of transparent glass is used as the curtain wall. Most of the indoor natural light is sufficient, and indoor lighting is hardly needed during the day, which greatly saves electric energy. In the lobby of the first floor, some bamboo trees are planted to give people a sense of outdoor nature. The building was designed by SOM Architects of the United States, and the main designer is the famous American designer Brian D. Lee.

China Construction Bank

Lei Ren Index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Cultural index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Mystery index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

When a country with a population of nearly 1.4 billion lifts its powerful economic arm, the result is predictable – the construction industry is booming on an unprecedented scale. Last year, China consumed half of the world's concrete, and steel consumption accounted for a quarter, most of which was spent on construction and infrastructure.

Strong leadership and policies have made China, an ancient nation, advancing rapidly toward the 21st century. Chinese commerce is combining the advanced concepts of Western business with the realities of the country, while at the same time adopting a more modern architectural style.

This is China's banking industry's third largest giant - China Construction Bank, located in Financial Street 000402, the diagnosis of shares , here by the Beijing people called the center of the capital wealth vortex.

Legend has it that this is the place of suffocation in the old society. Therefore, it is not necessary to think about it. This statement has not been studied today, but it adds a bit of mystery to the black building of the building.

It is said that the whole building's creativity comes from the original guidance of the Forbidden City Museum, which is modeled after the most prestigious four-legged Fang Ding in the bronze rituals of the Shang and Zhou Dynasties. "Ding" is a square, "Dingzu" is flat and four corners, and the internal structure is octagonal. From bottom to top, "Ding mouth" is designed to Gezhouba 600068, shares attending gate the way, on both sides of jagged shapes can be seen as pumping gear, like a large sharp knife to kill the Quartet.

The side of the building has a groove in the east, west, south and north sides, and through the seven-level undulations, it goes straight to the top of the building, attracting all the money. The top of the building is designed in four shapes, such as a sluice gate, which means that the water is like a sluice.

These architectural elements are full of traditional Chinese characteristics and symbolize the stability of the bank. This architectural style makes the building look more transparent and more open to the West, marking a more open financial environment in China, and means that China's third-largest bank is transforming into a more open and more technologically advanced market.

CCB used the action to turn the original land that everyone feared into a waste, and created today's CCB. It also brought about an amazing effect: CCB is booming and has become a leader in China's financial industry. Of course, the CCBs who went out did not give up much.

Agricultural Bank of China

Lei Ren Index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Cultural index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Mystery index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

ABC is described by many people as a small partner with many fate changes in the four major banks, but we must not forget that this is the first commercial bank established in New China and the first national professional bank to be established after the reform and opening up.

The new Agricultural Bank Building did not choose Financial Street. In the end, it did not enter Chang'an Street. Instead, it purchased the original project cost of 613 million yuan. As for the agricultural behavior, I chose to purchase the Xinyuan Building as the head office. There are several versions of the story. The low-key and mysterious Xinyuan system is not the focus of this article, but it does cast a mysterious color on the ABC headquarters. The building's flowing lines and modernity are extremely strong, and its architectural appearance is full of visual impact.

In terms of material selection, the building uses a large number of glass, copper pillars, green mercury bricks and so on. Glass, which symbolizes water, gives the space a transparent effect of water; copper pillars represent trees and plants; green mercury slabs symbolize a thriving green life. These are superimposed together, which is a picture showing the vitality of nature.

Compared with other bank buildings, the Agricultural Bank is not necessarily the highest end, but it is absolutely atmospheric.

3

Later, I collected 500,000 tuition fees through crowdfunding and realized the dream of studying abroad. And the price I have to pay is to pay off 600,000 in the next two years.

This means that during my two years of study in New York, I had to support my own learning while earning money to pay off my debts.

Everything is slow and round. But when the living expenses for the next month have not yet landed, everything will not slow down. Urgent, urgent, and anxious. Eager to use money, more eager to make money. In my first year in New York, I was like a headless fly, paying close attention to any opportunity to make money, and luckily earning every penny. It’s too anxious to set foot on traps designed for poor students like me.

Although no one is lucky enough to escape all traps. But when I was in trouble because I couldn't quickly fill a lot of money gaps, and I saw other students in the classroom, I was eager to swear: I robbed the bank. Of course, it’s just that I only windy and rain, and once again laughed at myself.

However, the location of the bank in New York is very interesting. Whether it's Citibank, Wells Fargo, or JPMorgan Chase, you can always find a church near these banks. And the headquarters of these banks are located near the famous St. Patrick's Cathedral on Fifth Avenue in Manhattan.

Later, I asked the priest to know that large international markets often occurred in an important religious festival. On such a day, there will always be a lot of guests from all over the country to a holy ancestral temple, where the guests gather together. Some traders will be temporarily attracted to such gathering places. And as the number of such markets increases every month, and the guests gather frequently, the merchants will of course take root.

Once the food supply is sufficient, once the urban settlement is relatively stable, the commercial change will further play its role in stimulating urban development. People need to buy goods in monetary terms. The demand for luxury clothing has grown day by day, requiring more money to buy expensive luxury goods. In this situation, the church was even the safest storage in the early days. The contract and the gold and silver treasures may be stored behind the high altar. This is the safest place. Only the villains who have bad habits can know. .

In addition, the church is a place where people pray for peace before they travel, and it is also a place where people report peace after they return. Over time, the official bank appeared near the church.

Two blocks from St. Patrick's Cathedral, you can see the Citigroup Center. The Citigroup Center is one of the new generations of skyscrapers in New York, USA. It features high-rise office buildings, churches, multi-storey retail shops with atrium, restaurants and a green courtyard plaza. In addition to leisure needs, you can also enjoy the "share space" of the atrium.

It is very characteristic that the base of the building is erected with four wind-resistant structural square columns, which makes the building over the street level, forming a high-open open urban space, very creative and modern. sense.

The unique architectural appearance of the Citigroup Center has not only aroused people's interest and recognition of modern cities. The facilities and functions inside the Citi Center also meet the needs of people's rich and colorful urban life. The key to combining the two is to accurately grasp people's living habits and make a reasonable functional combination design.

Because of this, the Citigroup Center became one of New York's most successful designs in the 1970s, bringing a new dimension to downtown Manhattan, a formerly but very large Lutheran church. It has created a new type of indoor plaza for people, with shops, restaurants and shows in multiple floors.

Paul Goldberg, Dean of the New York architectural review expert and Parsons School of Design, recently expressed his feelings about the building. He said: "The most important building in New York in the 1970s was the Citi Center, not only because its first-class shape was unforgettable, but also because it fits with the local city." Today, the 279-meter skyscraper in Citi Center has Become the skyline of the city of New York. Then, the score is coming:

Lei Ren Index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Cultural index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Mystery index: -

As the economy grows, banks are becoming more and more simple not just for office buildings that save or borrow. Later generations and generations began to explore the way the skyscrapers decorate and design banks.

Old America also realized early on that building high-rise buildings helped them to be regarded as members of the international arena. And through New York and Chicago, skyscrapers can fundamentally solve an economic problem: how to make a place to accommodate hundreds, if not thousands, of hundreds of people and businesses.

Especially in the high-tech era, urban clusters are more important than ever. By increasing density, skyscrapers offer a competitive advantage that allows cities to become commercial beacons. This highlights the glory of the bank.

Image source: Financial gossip

Morgan Chase Building on Park Avenue

Lei Ren Index: -

Cultural index: In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.In order to "grab money," I visited four major banks, Citigroup, JP Morgan Chase, and finally chose to give up.

Mystery index: -

The first thing that can impress you is the sense of space that extends from the top of the head. This looks at the feeling of being empty. I can't help but keep looking up. The entire tall building is sparkling, full of pride and self-improvement, which is awe-inspiring and unattainable.

In order to find out what happened, I tried my best and finally had the opportunity to visit the building of JP Morgan’s headquarters. But when I went in, I was dumbfounded. As the largest financial service institution, the wall is full of works of art masters from different eras. I even saw the original work of the famous pop art master Andy Warhol on the top floor.

Let’s take a look at the view from the window. I feel like I’m sitting in Manhattan.

I am also very curious as to why all the spaces except the office from the 1st floor to the 52nd floor are filled with high-end tables and chairs of various styles. These spaces take care of rest, chat, waiting, private conversation, and tea drinking. There is even a whole layer dedicated to employees' tea time.

What is the intention of such a building pattern?

So I asked friends who have been working here for nearly three years. Why does JP Morgan Chase have a lot of leisure areas in the interior space? They work in the office during working hours. Whoever has time to sit down, such a large area of ​​low utilization Isn't this a waste?

The friend said: The company built these spaces to encourage employees to take an hour a day to spend afternoon tea with colleagues, group leaders, or other department leaders, colleagues, and more exchanges.

I am even more puzzled. Many bosses can't wait for employees to eat and drink. How can I send wages for employees to have afternoon tea?

My friend explained to me that Morgan did this because he didn't want to lose the talent that he could retain. For example, some employees are unhappy after working in their positions for a period of time, or have the ability to work at a level that can be graduated. Tea time is a great opportunity for leaders and employees. Employees can fully talk to their leaders about their work status and ideas. Leaders can also keep abreast of the work progress and interests of employees. After the exchanges between different departments, some employees find that they are more suitable for other departments. The leaders will carefully consider the information. Help employees or assist other departments to find more satisfying and appropriate candidates.

If there is no tea time, the employee's unhappiness does not have the opportunity and platform to express to the leader in a timely manner. Leaders are also unable to keep abreast of the working conditions of everyone. Finally, employees are likely to quit to competitor companies. This is actually a bigger loss for JP Morgan Chase.

So Morgan's internal buildings serve both customers and employees. The same is true for interns.

After listening, I immediately gave a kiss to Mr. John Pirpin Morgan on the wall. It is not only for the shock of the exterior building, but also for the inner cultural construction.

I know that not everyone has the conditions to go to Morgan and read the history of such a financial institution like me. But each of us can go to the bank, appreciate the intent of the building, and talk to the staff. They are the true portrayal of history.

After coming out, my friend sighed: I was selling the white powder and earning money to sell cabbage.

I laughed: When I was young, I felt that the most profitable method was found in the Criminal Law when I grew up.

Yes, poverty is embarrassing. But say it out loud: We all thought about robbing the bank. Otherwise, the bank’s guards have been working on guns.

Finally, whether you want to be fast or slow, you can grab your dreams!

Remarks:

1. The “robbing the bank” in this article is a self-deprecating act and does not represent the real action of the author. Do not imitate.

2. The picture in the text was provided/photographed by Deng Linjie.

— THE END —

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